We make the process easy & convenient.

Closing / Escrow

Expect the best.

You can expect the best from Stevens County Title & Escrow when we act as the closing agent for your real and personal property transactions. Our Limited Practice Officers have years of experience in all types of closings. As escrow closers, we must remain completely impartial throughout the entire escrow process, keeping in mind at all times that we must follow the instructions of all parties without bias.

Our Process

A home is usually the largest single investment many of us will ever make. Title insurance protects against hidden title hazards that may threaten your financial investment in your home. Lenders also require title insurance to protect their investment in your home.
Step 1

The process is started when escrow is opened upon receipt of either a Purchase and Sale Agreement and/or a Lender Commitment and the specific instructions in those documents dictate how we proceed.

Step 2

It is our responsibility to order title insurance and present it for review by all parties; to acquire additional information as needed; to select and prepare documents; to coordinate the signing and recording of documents; and finally, to disburse funds held in trust.

Step 3

If earnest money is part of the sale, it is deposited in our Trust Account and applied according to the instructions we receive. All funds remain in our account until the transaction is closed or other written instructions from all parties are received.

Convenient

An escrow is convenient for the buyer and seller because both can move forward separately but simultaneously in providing inspections, reports, loan commitments and funds, deeds, and many other items, using the escrow closer as the central contact point. If the instructions from all parties to an escrow are clearly detailed and mutually consistent, the escrow closer can take many actions on their behalf without further consultation. This saves much time and facilitates the closing of their transaction.

Easy

There are few things in life more important than the purchase or financing of a home. We work hard to make things easy for our customers, and look forward to being a part of your transaction. We even serve fresh baked chocolate chip cookies to make it that much more enjoyable!

We’d love to hear from you.

For additional information or questions please contact our Closing / Escrow Department via the form below.